No, they attract deemed disposal at 41%, you can get the diversify by using investment trusts or just pick blue chips which will more or less follow an index.

Most people use Degrio due to its low fees and wide range of stocks. You can support the group, using this link

Yes, provided the gross rental yield is reasonable

It depends, you need to look at the next best alternative. If your 10 year fix is, say, 3%, it might be good, it might not be, depends on how much is the next best offer. That is totally key.

No, its all a ponzi scheme.

As a rule of thumb, people with names closer to the start of the alphabet are more trustworthy, so Andrew, Anne, Ben and obviously Dave’s (there are a few of us).